Insurance Company cannot deny claims without proof :

Premjeet Sharma had taken an “Easy Health Insurance Policy from Apollo Munich Health Insurance for his parents. The policy, which commenced from December 12, 2010, was renewed regularly. A premium of Rs. 15,274 was paid for the period December 12, 2013 to November 30, 2014. During the third year of the policy, Sharma’s mother underwent heart surgery for aortic and mitral valve replacement at Kokilaben Dhirubhai Ambani Hospital. A cashless facility of Rs. 480,000 was sanctioned for this surgery.