GENERAL September 2019
RC of stolen, scrapped vehicles needs to be cancelled:
IRDAI has recently directed insurers to ensure certificate of Registration (RC) cancellation of the vehicle in case of total loss claim settlement. It has come to the notice of the IRDAI that in the case of total loss (TL) of the vehicle, salvage of the vehicle is being sold to scrap dealers without cancelling certificate of Registration of the vehicle, IRDAI said in a notification.
2 held for health insurance scam in Delhi:
Two women have been recently arrested by Delhi police for allegedly duping more than 350 people with false promise of providing them health insurance at a low premium.
The accused revealed during the probe that they were procuring database of customer from employees of call centers after paying 5 paise to 50 paise per contact, the police said.
Tech tips for disaster preparedness
No matter where you live there’s always the potential for the weather to go bad. Very bad. I’m talking, about hurricane, tornado, or even an earthquake.
So before you’re glued to the weather app watching the onslaught build, if you even get that much notice, you need to put together your disaster data plan.
Here are five tips for tech disaster preparedness:
- Have a backup phone in your emergency kit.
A cheap Android phone can give you access to important communications and data if your main phone is damaged.
- Get a solar charger :
Battery life will be critical if the power goes out. A solar charger can help you keep connected in situations where wireless is still up but the electricity where you are isn’t.
- Store important notes offline :
Whether it’s Evernote or Simple note, list all your critical information in a file you can access even if connectivity is down. You don’t want to get caught needing to know one thing to get the internet back to working but need the internet working to find out what it is.
- Keep redundancy in Mind :
This is the more widely applicable principle behind the extra cell phone. Host data in multiple locations, preferable places with different geographic risk factors.
- Plan and test :
Get your team together and make sure you have a plan for what happens. Then test it. Find out if your redundant system will kick in and remain seamless. Do this twice a year minimum. Make it simple for people to remember what to do in a crisis and make sure it’s going to work!
Now all this is assuming you and your team are physically safe. This is also assuming you already put together your 72 hour kits and all the other essential emergency preparedness you need as a human! If you haven’t done that, that’s the most important tip. Do it. Now
LINK – K INSURANCE BROKER CO. (PVT). LTD
Religare insurance booked for fake claim:
A 59 year old woman filed a complaint against Anuj Gulati, MD and CEO of Religare Health Insurance, Vijay Bhasker, Religare’s Bengaluru Manager and 13 other including doctors at Diya Healthcare, for producing fake medical bills on her insurance policy and claiming it without her knowledge.
Ratna Bai, a resident of Vyaluikaval, alleged in her complaint that the accused forged medical certificates of her health checkup and despite knowing they are fake, Dr. Vijay product head of Religare, submitted them to the insurance ombudsman in Bengaluru in June 2018.
When I bought a health insurance policy from Religare in 2014, I was not asked to undergo a health checkup. I did not undergo treatment, But Dr. Vijay along with his sub-ordinates have helped create fake documents and submitted the same to the insurance ombudsman, RathnaBai said in the complaint.
Religare acquired the fake documents from Diya Healthcare in Nadhini Layout. Dr Mary Usha D and Chetan of Diya Healthcare along with Religare officials forged the medical certificates, she alleged in the complaint. Rathna Bai further stated that Diya Healthcare’s registration license number is not matching the serial number issued by the district health officer in Bengaluru and that it was not renewed.
There are no records, neither in Karnataka Medical council nor in Medical Council of India, about the registration of Dr. Mary Usha D. There are no documents regarding the registration of Diya Healthcare as well. The accused showed that Rathna Bai had undergone medical treatment at Diya Healthcare, with documents attested by the doctors there. Even Bai’s signature was forged. Khushpreet Singh, head, claims medical, Religare Health Insurance, contacted Bai’s daughter and offered 15% commission to clear the insurance claim, which she rejected. Mohamed Ashraf Khan, zone head of Religare in Koramangala and Mohammed Noor Ulla had submitted fake consent letter from Vikram Hospital, bai learnt in July 2018.