House Holder Insurance Policy
This is a Comprehensive policy designed to meet the insurance requirements of a house holder with a wider coverage.
The various section under this policy are given below:
SECTION |
COVER |
PERILS |
I |
Fire – a) Building b) Contents |
Fire, Lighting, Domestic Gas exclusion, Air craft damage, RSMD, SFTI, EQ, Subsidence, impact, bursting of tanks. |
II |
Burglary |
Burglary, House breaking, Theft and larceny. |
III |
All Risk – Jewelry & valuables |
Accident or misfortune |
IV |
Plate Glass |
Accidental Damage |
V |
Breakdown of Domestic appliances |
Mechanical or Electrical breakdown. |
VI |
T .V / D.V.D / Personal Computer |
Mechanical or Electrical breakdown, Legal liability |
VII |
Pedal Cycle |
As per section I + Burglary, House breaking, Theft & liability. |
VIII |
Baggage |
Accident or misfortune while on tour / Holiday anywhere in India. |
IX |
Personal Accident |
Death, Permanent total disablement ,Permanent partial disablement |
X |
Public liability |
a) Third party liability b) WC liability for Domestic servants. |
The policy holder has to choose the section he wants. Section I (b) is compulsory.
Minimum two section apartment from (I) are to be taken.