House Holder Insurance Policy

House Holder Insurance Policy

House Holder Insurance Policy

This is a Comprehensive policy designed to meet the insurance requirements of a house holder with a wider coverage.

The various section under this policy are given below:

SECTION

COVER

PERILS

      I

Fire – a) Building b) Contents

Fire, Lighting, Domestic Gas exclusion, Air craft damage, RSMD, SFTI, EQ, Subsidence, impact, bursting of tanks.

     II

Burglary

Burglary, House breaking, Theft and larceny.

    III

All Risk – Jewelry & valuables

Accident or misfortune

    IV

Plate Glass

Accidental Damage

    V

Breakdown of Domestic appliances

Mechanical or Electrical breakdown.

    VI

T .V / D.V.D / Personal Computer

Mechanical or Electrical breakdown, Legal liability

    VII

Pedal Cycle

As per section I + Burglary, House breaking, Theft & liability.

    VIII

Baggage

Accident or misfortune while on tour / Holiday anywhere in India.

    IX

Personal Accident

Death, Permanent total disablement ,Permanent partial disablement

    X

Public liability

a) Third party liability

b) WC liability for Domestic servants.

 

The policy holder has to choose the section he wants. Section I (b) is compulsory.

Minimum two section apartment from (I) are to be taken.

For more information regarding House Holder Insurance Policy